What is Assisted Living?
Assisted Living communities are designed for seniors who require 24-hour assistance with one or more tasks of daily living. Assisted Living communities provide aid in such tasks as bathing, dressing, housekeeping, and eating. Medication assistance varies according to state regulations. Assisted Living communities generally offer activities for residents, transportation, and housekeeping services.
What level of care in provided?
Assisted Living communities do not provide health care or skilled nursing, but residents may obtain outside services. Residents receive 24-hour assistance with daily activities based on need.
What are the costs?
The cost of Assisted Living is determined by the level of care required. Meal and laundry services are typically covered in the basic services. Many communities require a non-refundable security deposit.
What are the payment options?
The majority of residents use private funds. Since health care is not provided, Medicare and Medicaid do not pertain to Assisted Living communities. Some state assistance is available and a select few long-term care insurance policies may pay for Assisted Living.